TopTier Trader Review

TopTier Trader Review

Get up to $600k in Simulated Funding, Scale up to $2 Million and Keep up to 90% of the Virtual Profit!

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TopTier Trader was established as a trading firm aimed at supporting the trading community.

You have the opportunity to manage account sizes up to $300,000 and receive up to 90% profit splits. You can trade with forex pairs, commodities, indices, and cryptocurrencies.

In 2021, Jamal Hollingsworth, a trader and entrepreneur, took on a challenge that led to success. He shared his initial experience with Anthony T. Williams and Cue Banks ( both are now listed as co-founders of Toptier trader). 

TopTier Trader offers you challenges that you will love. You will have access to substantial trading capital and a generous profit split. 

Toptier Trader Overview (10% OFF 9 code: SAVE10)

Toptier Trader is a prop firm company that is focused on discovering and fostering trading talent. The platform gives you the opportunity to demonstrate your  trading skills and get funded. TopTier Trader, legally known as TopTier Trader LLC, was established on October 18, 2021. The firm operates from Florida, 547 NW 28th St, Miami, FL 33127, United States. CEO is Dave Gutman.

Product Offerings:

  • Funded Accounts: Traders can access accounts with balances up to $300,000.
  • Profit Split: 80% to 90%, Form 10-20% goes to the company. 
  • Challenge Funding Program: You must successfully complete a 2-phase challenge.
  • Trading Instruments: Forex, Indices, Metals, Commodities, and Cryptocurrencies.

Key Features:

  • Initial Capital: $5,000 to $300,000
  • Price Range: Evaluation programs cost between $75 to $1,550
  • Profit Targets & Loss Limits: Each program comes with predefined profit targets and acceptable loss limits.
  • Excellent Trustpilot rating of 4.6/5
  • Two Unique Funding Programs
  • Professional Trader Dashboard
  • A Large Variety of Trading Instruments (Forex Pairs, Commodities, Indices, Cryptocurrencies)
  • Leverage up to 1:100
  • No Maximum Trading Period
  • Scaling Plan
  • Bi-weekly Payouts
  • Profit Share of 80% up to 90%
  • Overnight Holding Allowed
  • Weekend Holding Allowed (Except on Regular TopTier Challenge)
  • News Trading Allowed
  • Balance-based Drawdown on TopTier Challenge
  • Low Leverage with Swing TopTier Challenge
  • Initial Maximum Drawdown of 8% on TopTier Challenge Plus
  • Minimum Trading Day Requirements of 4 Days
  • No Weekend Holding with Regular TopTier Challenge

Funding Program Options

Toptier Trader offers proprietary funding options for traders of various skill levels. 

  • Starter Tier: Ideal for new professionals venturing into trading, with funding levels starting at $5,000.
  • Intermediate: Traders with some experience can opt for funding ranging between $10,000 to $25,000.
  • Advanced Tier: Seasoned traders may prefer higher capital levels, such as $50,000 or $100,000.
  • Professional Tier: For top-tier professionals, options extend up to $200,000.
  • Elite Tier: The exclusive tier for the most proficient, offering up to $300,000 in funding.

You should pay attention to eligibility criteria: A 2-phase evaluation process is designed to assess your trading capabilities and risk management skills. You must complete the challenge successfully in order to get funded. 

Account SizePrice

Challenge Scaling Plan

If you  achieve profitability for at least two out of the last three months with an average return of 6% over the period or a 2% return each month during the three-month period, you become eligible for an account size increase equal to 25% of the initial account size.


After 3 Months: A qualified $100,000 account increases to $125,000.

After the Next 3 Months: A qualified $125,000 account increases to $150,000.

After the Next 3 Months: A qualified $150,000 account increases to $175,000.

After the Next 3 Months: A qualified $175,000 account increases to $218,750.

After the Next 3 Months: A qualified $218,750 account increases to $273,438.

And so on…

TopTier Challenge Trading Rules & Objectives

Profit Target – Traders must achieve specific profit percentages to successfully conclude an evaluation phase, withdraw earnings, or scale their trading account. 

  • Phase 1 profit target is 10%, 
  • Phase 2 profit target is 5%.
  • Funded accounts do not have any specified profit targets.
  • Maximum Daily Loss – 5%.
  • Maximum Loss – 10%.
  • Minimum Trading Days – 4 days.
  • No News Trading ( add-on is allowed)
  • No Martingale Strategies of any kind
  • No Weekend Holding
  • No Expert Advisors ( add-on is allowed)
  • No Trade Copiers ( add-on is allowed) 
Trading DaysUnlimited UnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Minimum Trading DaysNoneNoneNoneNoneNoneNoneNone
LeverageUp to 1:100*Up to 1:100*Up to 1:100*Up to 1:100*Up to 1:100*Up to 1:100*Up to 1:100*
Profit TargetNoneNoneNoneNoneNoneNoneNone
Max Loss$500 (10%)$1,000 (10%)$2,500 (10%)$5,000 (10%)$10,000 (10%)$20,000 (10%)$30,000 (10%)
Max Daily Loss$250 (5%)$500 (5%)$1,250 (5%)$2,500 (5%)$5,000 (5%)$10,000 (5%)$15,000 (5%)
Payout Expressup to 14 DaysUp to 14 daysUp to 14 daysUp to 14 daysUp to 14 DaysUp to 14 DaysUp to 14 Days
Profit Boosterup to 90%up to 90%up to 90%up to 90%up to 90%up to 90%up to 90%
Trade the NewsAvailableAvailableAvailableAvailableAvailableAvailableAvailable
Weekend TradingAvailableAvailableAvailableAvailableAvailableAvailableAvailable
EA EnabledAvailableAvailableAvailableAvailableAvailableAvailableAvailable
Refundable FeesRefundRefundRefundRefundRefundRefundRefund

What makes TopTier Trader different from other prop firms?

  • Funding Levels: Unlike other firms that may offer lower starting capitals, Toptier Trader provides substantial funding that can reach up to $300,000.
  • Evaluation Process: Traders must successfully complete a 2-Tier evaluation process to qualify for funding.
  • Additional features: an unlimited trading period, multiple add-on features, and bi-weekly payouts.

By providing higher capital funding and a rigorous review process, TopTier Trader positions itself as an elite platform.

Is getting TopTier Trader capital realistic?

Yes. They offer a 2-phase evaluation process to identify traders capable of managing their capital effectively. Getting funded seems very realistic primarily due to the average profit targets (10% in phase one and 5% in phase two). And the average maximum loss (5% maximum daily and 10% maximum loss). There are no maximum trading day requirements, but there is a 4 days minimum trading day requirement. 

Phase 1: The Challenge
In this initial step, you need to show that you are disciplined and that you can make a profitable trading. The specific requirements include:

  • Target profit 
  • Respecting the maximum loss limits
  • Consistent in trading daily

Phase 2: Verification
Successful traders from Phase 1 move on to the verification stage

Eligibility Criteria
You need to show:

  • A basic understanding of trading
  • Follow strict trading rules
  • Have a strategic approach to risk management

Traders who pass these stages can get a funded account with balances scaling up to $300,000 depending on the program they qualify for.

Potential Benefits
In addition to the capital, traders benefit from:

  • A significant profit split up to 90%
  • The opportunity to trade various instruments including Forex. 

As with any prop firm,  you need to prepare and understand TopTier Trader’s specific trading and risk guidelines before going in for a challenge.

Payment options (Deposit and Withdrawal)

Toptier Trader offers deposits and withdrawals in cryptocurrency and credit cards. 

Toptier Trader offers a smooth and secure transactional process, making sure that the transactions are safe. 

Payment Proof

Toptier Trader has established a reputation in the trading community, which is often highlighted when users share their success stories and payment confirmations. Traders who have passed the Toptier Trader’s evaluation process successfully often use Facebook, Trustpilot, Instagram and other platforms. Here are some that we have found: 

Withdrawal details:

withdrawal details

Transaction details:

transaction details

Invoice details:

invoice details

The consistent pattern of payment proof shared by traders signifies the operational reliability of Toptier Trader. 

Which brokers and platforms does Toptier Trader use?

TopTier Trader is associated with several brokerage partners, including ThinkMarkets, Vital Markets. For trading platforms, they partnered with the Metatrader4 and TradeLocker..

Trading Instruments

TopTier Trader available trading instruments are:

  • Forex: major, minor and exotic currency pairs.
  • Indices: copper, soybeans, corn and more.
  • Metals: precious metals like gold, silver and more.
  • Commodities: energy and agricultural products.

Here is a more detailed breakdown:

Market TypeExamples
IndicesS&P 500, FTSE 100
MetalsGold, Silver
CommoditiesOil, Wheat
CryptoBitcoin, Ethereum

Trading Fees

Toptier Trader fees are mainly linked to the evaluation process traders must undertake to qualify for funding. 

Trading Commission

Trading InstrumentCommission Fee

Toptier Trader doesn’t charge any direct commissions. 

Additional Costs:

  • Profit split: 80% to 90%
  • Refundable fee: Upon first payout
  • Spreads: Variable

Read the terms and conditions carefully to understand all potential costs associated with trading on the platform. 

Educational Resources

Toptier Trader provides educational resources aimed at enhancing traders’ abilities and comprehension of the markets. 

  1. FX Summit
  2. Market Watch
  3. Meetups
  4. Traders
  5. Trading Tips
  6. Updates

Social Media 

TopTier Trader has a good reputation and active community on various social media platforms. Here are some numbers:

  • Instagram: TopTier Trader has 67,300 followers.
  • Discord: Toptier Trader has 28,943 members.
  • YouTube: TopTier Trader has over 11,300 subscribers. The channel is presumably a resource for educational material, insights, and updates on trading.

24/7 Customer Support

Users appreciate the absence of hidden rules and value the 24/7 support availability, which really influenced the overall experience for traders seeking help.

While the company has been credited for its quick responses to customer queries, the quality of service seems to be variable.  


Toptier Trader traders must complete a two-phase challenge to qualify for a funded account, with balances up to $300,000 and profit splits as high as 90%. The process is designed to be transparent and straightforward.

The platform is respected for its global outreach and efficient payout processing. Customer service has high marks, with reports of friendliness and quick responses to inquiries.

While the company has standard challenges and account options, the competitive pricing and clarity in the rules make Toptier Trader an attractive choice for traders. The company supports trading with different instruments such as Forex, Indices, Metals, Commodities, and Cryptocurrencies.

Frequently Asked Questions

What has been users’ experience with TopTier Trader according to Trustpilot reviews?

Positive. Users on Trustpilot have generally reported positive interactions with TopTier Trader’s customer service. The helpful and friendly nature of the staff, especially in handling inquiries, has been consistently mentioned.

What do Reddit users say about their experience with TopTier Trader?

Positive. Comments from various Reddit threads suggest that traders appreciate TopTier Trader’s payout structure and supportive community. They also value the educational resources provided by the platform.

Are there any TopTier Trader discount codes available for new or existing traders?

Yes. TopTier Trader may offer discount codes. Traders should check the official TopTier Trader website or promotional emails for any currently active discounts.

Does TopTier Trader offer demo accounts for practice trading?

Yes. These accounts mimic real market conditions.

Profit Split: up to 90%
Accounts: $5k-$300k
Challenge: 2-phase, no time limit

Licensing & Safety
Bonuses & Promotions
Customer Support
4.0 Overall Rating

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